The Genesis Credit Card, now rebranded as Concora Credit, offers financial solutions particularly for those with less than perfect credit scores. In this article, we’ll explore the various aspects of the Genesis Credit Card, including how to log in, its benefits, and more.
Contents
- 1 Genesis Credit Card: An Overview
- 2 Essential Requirements for Genesis Credit Card Login
- 3 How To Log Into The Genesis Credit Card Account?
- 4 Concora Credit V/s Genesis Card
- 5 Reset Genesis Credit Card Login Username or Password
- 6 Genesis Credit Card Benefits
- 7 Genesis FS card Services app
- 8 MyGenesisCredit Customer Service Centre
- 9 FAQs for Genesis Credit Card
Genesis Credit Card: An Overview
Originally known as Genesis FS Card Services, the company has transitioned to Concora Credit. Despite the name change, the core services and benefits remain the same. This rebranding reflects the company’s commitment to serving a broader range of consumers, particularly those with subprime credit scores.
Essential Requirements for Genesis Credit Card Login
To ensure a hassle free and secure login to your Genesis Credit Card account, it’s important to prepare the following essentials:
- Web Browser: Use a reliable web browser such as Google Chrome, Mozilla Firefox, or Safari to access the internet.
- Official Website: Have the official website of Genesis Credit at hand. You can access it at mygenesiscredit.myfinanceservice.com.
- Genesis Credit Card: Keep your Genesis Credit Card nearby as you might need the card number for certain operations.
- Registered Email ID: The email address you registered with is crucial for account verification or for resetting credentials if needed.
- Username: Remember or note down the username associated with your Genesis Credit Card account.
- Password: Keep your account password ready. It’s essential for logging in and should be kept confidential.
- Internet Connection: Ensure you have a stable and strong internet connection to avoid any disruptions during the login process.
- Access Device: You can use any device like a computer, laptop, smartphone, or tablet that can connect to the internet and browse websites.
How To Log Into The Genesis Credit Card Account?
To login to Genesis Credit Card, follow the steps given below, it will help you a lot:
Step 1:- Open a Web Browser:
- First, open the web browser you like to use on your computer, smartphone, or tablet.
Step 2:- Visit the Genesis Credit Card Website:
- Go to the Genesis Credit Card official website by entering this URL: https://concoracredit.com/.
Step 3:- Navigate to the Login Page:
- Next, go to the login page specifically for Genesis Credit Card by typing in https://concoracredit.myfinanceservice.com/.
Step 4:- Enter Your Login Credentials:
- On this page, you’ll need to put in your username and password that you set up for your Genesis Credit Card account.
Step 5:- Click on ‘Log In’:
- After you’ve entered your details, click the ‘Log In’ button to proceed.
Step 6:- Access Your Account:
- Once logged in, you can view your account information, manage transactions, and use other features available.
Concora Credit V/s Genesis Card
| Feature | Genesis Card | Concora Credit |
|---|---|---|
| Brand Mission | Providing access to credit for consumers with subprime scores | Enhanced focus on helping consumers “Do More with Credit” |
| Product Offerings | Indigo Platinum Mastercard, Milestone Gold Mastercard | Similar offerings under new branding, potential for expanded products |
| Consumer Focus | Consumers with less-than-perfect credit | Broad approach to financial empowerment for underserved consumers |
| Community Involvement | Community support and charitable contributions | Continued commitment with enhanced community engagement |
| Technology and Experience | Basic online account management | Enhanced digital experiences and improved customer service |
Reset Genesis Credit Card Login Username or Password
If you’ve forgotten your Genesis Credit Card login username or password, here’s what to do:
- Visit the Login Page: Go to the Genesis Credit Card login website.
- Find the Recovery Option: Click on the link for ‘Forgot Username or Password?’
- Follow the Prompts: You’ll be asked to provide some identification details to recover your username or reset your password.
Genesis Credit Card Benefits
- Designed for Less-than-Perfect Credit: Ideal for individuals with lower credit scores.
- Credit Building: Reports to major credit bureaus, aiding in building or improving credit scores.
- Zero Liability Protection: Protection against unauthorized purchases.
- No Deposit Required: Access to unsecured credit without the need for a security deposit.
- Identity Theft Monitoring: Automatic monitoring to protect against identity fraud.
For more detailed benefits, please refer to the Genesis Credit Card’s official information.
Genesis FS card Services app
Download the Genesis FS card Services Mobile App: VisitGoogle Play Store
MyGenesisCredit Customer Service Centre
| Contact Type | Details |
|---|---|
| Phone Number | 866-502-6439 |
| Fax Number | 503-268-4711 |
| Mailing Address | Genesis FS Card Services P.O. Box 4477 Beaverton, OR 97076-4477 |
FAQs for Genesis Credit Card
Q1. Who Can Use My Genesis Credit Cards?
Ans:- Genesis Credit Cards are mainly for near prime and non prime consumers, usually those with a credit score below 669. They are accessible to almost anyone, regardless of financial status.
Q2. Is Genesis Financial Solutions Credit Card Services Legitimate?
Ans:- Yes, Genesis FS Card Services is a legitimate company, recognized as the largest provider of subprime financial services to merchants in the U.S. and has been operating for over 20 years.
Q3. What Credit Score is Needed for a Genesis Loan?
Ans:- You don’t need an excellent credit score for a Genesis loan. Consumers with a credit score below 669, including those considered high-risk, may be eligible for a Genesis FS credit card.
Q4. Which Bank Issues Genesis Credit Cards?
Ans:- Genesis Credit Cards are issued by First Electronic Bank, which is FDIC insured and holds an A+ rating from the BBB.
For more detailed information, please visit the Genesis Credit website.
